Let Mountain Home Properties attend to your appraisal needsTo many, an appraisal just looks like a line item on the break-sheet for a home sale or refinance. Nearly all lenders still need a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation methods that might appear to be more prudent than an appraisal. Is securing a mortgage the only reason to get an appraisal? Are there also situations when the services of a licensed, independent real estate professional could come in handy? Absolutely. 
Dispute your tax assessment in El Paso CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Mountain Home Properties is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment. PMI removal to lower your mortgage paymentWhen the amount being loaned to the homebuyeris more than 80% of the actual value of the property, almost all lenders ask homebuyers to purchase this additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. Mountain Home Properties can give you a statement regarding the value of your home, and the price you paid for the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI. Order an appraisal from Mountain Home Properties Order todaySettle a divorce with fewer hang-upsA divorce can be a very traumatic ordeal for both parties, and it is often even more complicated by the challenging decision of who keeps the house. Regardless of the situation, it's a good idea to order an appraisal from Mountain Home Properties so both parties are completely aware of the true market value of their home. If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine an accurate and fair valuation for estate liquidationLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion. Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from El Paso County through an employee relocation programEmployee relocation is a stressful event, and we understand. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our detailed inspection. Sell your home promptly — at the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees rest on our efforts to finish the appraisal report and not a percentage of the sales price. We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesare on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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