Attention homeowners in Colorado Springs and El Paso County: Need an appraisal?
The top 7 reasons why CO homeowners order from Benjamin Sauter:
Do you own a home in or near Colorado Springs? Do you need help determining the price of your real estate?
At Benjamin Sauter, we understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you abolish unwanted and unneeded PMI insurance. Challenge El Paso county's assessment of your propertyLets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Benjamin Sauter is your number one weapon when challenging your property tax assessment. Was your HELOC recently frozen?If your home is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Benjamin Sauter can provide you with efficient appraisal to help you reinstate your home equity line of credit. We Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? Benjamin Sauter offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home. |