Need an appraisal for an FHA-backed mortgage? Call Mountain Home PropertiesMountain Home Properties is Colorado state certified and on the FHA Roster of approved residential appraisers. We are qualified and approved to do appraisals for FHA secured financial transactions. A certain amount of the continuing training our staff at Mountain Home Properties completes deals exclusively with comprehending the FHA's documentation and their rules and procedures. If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is secured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with security with mortgage insurance in case the borrower does not pay his or her financial obligations. Applicable to all homebuyers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely useful to those buyers with less accumulated starting capital. |